Tips To Help You Survive These Tough Economic Times

Most of us are feeling some sort of strain from the current economic situation, even those who are good with money. The loss of a job or a cut in pay to keep a job are both real events happening all around us. How are we to make “ends meet” with money so tight and not negatively impact our credit?

Tips To Help You Survive These Tough Economic Times

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There is no easy answer to that question. However, here are nine suggestions that may offer an option to your personal financial situation.

Look at your spending habits and determine what are real NEEDS vs. WANTS.

Reduce your spending to only needs, and learn to live within your new means.

Stop using your credit cards. If you can’t “part” with your credit cards, here is a suggestion: Take a plastic container, fill it with water and place your credit cards in the container. Place the container in the freezer, and let it freeze. This is putting a “freeze” to your credit card spending.

Create a weekly meal plan. Make a list of the foods that you will need for your food plan. When you go shopping, ONLY buy what is on the list.

Clip coupons. Did you know that the average household could save almost $100.00 a month by using coupons?

Stop eating out. Statistics show that we spend an average of 14% of our income on eating out. This can be in restaurants, vending machines, snack bars or fast food.

Avoid the temptation to spend money by avoiding the malls or stores just for entertainment. If you need something, make a list and take only enough money for the items you need.

Trim your “entertainment” expenses. Everyone has a hobby or something that they enjoy doing, but if it costs money and your budget is tight, you might need to suspend your hobby for the time being until your finances are stable once again.

Take a walk through your house and look at all of the things you don’t need or use anymore. Turn them into money that you can use now by having a yard sale or selling them on the internet via numerous free websites.

While these are all ways to help get your “financial feet” back on the ground by curbing spending, there are also suggestions on how to possibly bring extra income into your budget.

Do you have a talent or skill? Can you write resumes, decorate cakes, tutor students, create web designs, sew or do alterations, for example? There might be a possibility to create a little extra income with a talent or skill that you possess.

Do you have a little extra free time? There are always people looking for someone to do odd or routine jobs. Maybe it’s something like babysitting, running errands, checking on an elderly relative, fixing or moving things, dog or house sitting. All of these could provide you with a little additional income to help ease the stress and strain of your financial burden.

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Culinary Travel And The Benefits Of Joining Them

Our constant search for delectable, nutritious goodies has often set us on foot. Our palette is rarely satisfied with the daily cuisine served at home or in the office cafeteria. We are often on a quest of finding the best restaurant in town or the tastiest burger that landed our tongues, thus giving birth to culinary travel. This is indeed the most savory trip that anybody can rely on.

Culinary Travel And The Benefits Of Joining Them

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We all love to travel and eat. We cannot leave one place without trying their most sought delicacies in town. Our passion to try something unique gave way to a new learning experience for everyone. And quite a tasty one in fact. Fill up those bellies and forget the diet when you are on a foodie road trip.

Food greatly symbolizes the history and heritage of a nation. Literally it can tell the preference and richness of a culture through its native dishes. Practically every dish has a story to tell, a witty twist to a traditional recipe or practically just an old recipe from grandma you been meaning to cook for your darling on your anniversary. It is amazing that our commonly served dishes were more than just ammo for an empty stomach.

Normally this educational trip is more than consuming the dishes. Those who frequently attend these trips would be our elders and some culinary students who might be interested in preparing the food. Admittedly each nation has an approach or taste that they apply in cooking one recipe.

Take the humble spaghetti for example. We all know that coming from the Italians, the original sauce recipe is a bit sour. However depending on your cultural taste buds, it can be a bit spicy or sweet in other countries. In the modern world, many people are entertaining the fact that our tongue can teach us new frontiers without moving a spot.

Joining a culinary travel system is just not limited to restaurant visits. One particular will also practical experience visiting a regional farm or market place. Study additional about a nations wineries and dairies. Typically most itineraries are schedules to take place for the duration of festivities, fairs and other unique events where most prepares their most effective gourmet. Naturally, inclusive in the trip would time for you to shop in their local gourmet shops exactly where cookbooks and cooking classes are held.

Never mind if you cannot visit Italy for their pastas or Japan for their sushi. One can have his own culinary trip without spending a single cent on a plane ticket. True enough not everyone has the capacity to pack and leave. It would be best to pull up a recipe and research about it on the internet.

Obviously we are bound with our desire to fulfill our satisfaction. We rarely ignore things that would not only promote our body but our mind as well. Learning more about food is not a bad way to learn history. Might you be a senior citizen or … READ MORE ...