Most of us are feeling some sort of strain from the current economic situation, even those who are good with money. The loss of a job or a cut in pay to keep a job are both real events happening all around us. How are we to make “ends meet” with money so tight and not negatively impact our credit?

Tips To Help You Survive These Tough Economic Times

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There is no easy answer to that question. However, here are nine suggestions that may offer an option to your personal financial situation.

Look at your spending habits and determine what are real NEEDS vs. WANTS.

Reduce your spending to only needs, and learn to live within your new means.

Stop using your credit cards. If you can’t “part” with your credit cards, here is a suggestion: Take a plastic container, fill it with water and place your credit cards in the container. Place the container in the … READ MORE ...

Greg Fishman, the head of Resolvly, recently was recognized for his work with Families Against Court Travesties (FACTS). The charity organization has been receiving monthly contributions from Fishman, and his hard work is getting recognized as one of the main reasons they have had success.

Family Against Court Travesties, Inc. has a mission that involves helping families who find themselves in a crisis situation due to the family courts or other government agencies. The goal is to ensure that children are well taken care of in family court and that the families get due process.

With Greg Fishman‘s career, he has always related well to the mission of FACTS. He works directly with lawyers and attorneys on a consistent basis, and he understands the process of the justice system in general. The organization was formed in 2003, and shortly thereafter Fishman knew that he wanted to be … READ MORE ...

What Alternative You Have If You Avoid Banks In Syracuse NY

A lot of people think that banks are the only legal places where you can turn if you need a loan. This is completely not true. Same people are asking themselves what options they have if it’s not for the banks?

The truth is, you really should avoid working with banks and asking for loans from them. They should be the last place to turn to if you need money. However, people don’t realize this, and they are stuck with giant corporations who are only interested in profit and not the need of the simple citizen. Take a look at this interesting article to see why some people think corporations are bad for the simple man.

The alternative is called credit unions. Everyone should know about this option. In this article, we’ll explain what credit unions are and why are they good for you.

What are Credit unions

A credit … READ MORE ...

Different Types of Consumer Loans and Credit

Loans come in all forms and with different terms, from a simple contract between family members, friends, neighbors, or co-workers, to more complex loan contracts like auto, mortgage, student loans, or payday. Credit unions, banks, lending institutions, and people who lend money for important and necessary items like cars, housing, or student loans are also part of this industry.

Other loan contracts like business loans (whether for small businesses or large companies), as well as loans from the Department of Veterans Affairs, is also available for certain groups or people. Regardless of the type, each credit, as well as its repayment conditions, is monitored by the federal and state guidelines to protect the public from fraudulent practices like unfair interest rates.

Not only that, default terms and the length of the loan should be detailed in the contract clearly to avoid any confusion or potential lawsuits. In the case of … READ MORE ...

Getting cash by using a car title is always a viable way to get cash quickly and easily. Once your financial need is sorted, you are left with the responsibility of repaying the loan as per the terms and conditions and thus get back the title. To have it smooth, you need to follow keenly and make sure the debt is paid on time. Immediately you finish repaying, the company will remove the lien on the title and thus you can get it back.

After you’ve cleared the loan, how do you reclaim your car title?

Review the terms of the loan

After full payment of the loan, the lien over your car title is removed. This process is spelled out in the loan agreement. You need to carefully read this legal document and find out what you need to do to get back your car title.

Payback the car

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