3 Reasons International Business Travelers Need a Roaming SIM Card
The 2010 global financial crisis has diminished and businesses are roaming abroad again. Instead of sending emails and relying on responses, they instead head to face-to-face meetings just to make sure everything is okay. However, these travelers are now far more cost-conscious. Exorbitant bills with roaming fees are no longer acceptable to the company. Those who regularly travel for business needs need a roaming SIM card and the purpose of this article is to explain the reason.
In most countries, you will not pay to receive calls –
Using a landline means you pay exorbitant roaming rates for outgoing calls but you also end up spending a lot of money to receive calls. If you get a roaming SIM card, you can cut this bill by up to 70% or more because you won’t pay to receive calls. Even countries where you have to pay to receive calls will incur a fraction of what you will pay with your home cellphone.
You don’t have to constantly change phone numbers –
A few years ago, some travelers recommended getting a prepaid SIM card in every country you visited. This causes unnecessary costs because you constantly have to call the office, your family and your friends just to update it with your new telephone number. With international call rates, these costs can add up quite quickly. A roaming SIM card means that you only have one number in any country you travel so you don’t need to constantly update people about your … READ MORE ...
Will Apple Shares Go Hyperbolic to a Market Capitalization of Over 2 Trillion?
It is amazing the types of contrived sound and fury we hear on the financial news each day, not to mention the conspiracy theories of all those who love to short the market come up with, yes some are purely delusional, others are market makers and have a stake in the game, while still there are those who make it up as they go for the occasional prime time financial news sound bites. Okay so, let’s discuss all this and what it has to do with the price of rice in China or the stock prices on the NYSE, DOW, or NASDAQ shall we? But first a quick story of something I heard on TV not too long ago.
I’m sorry but I couldn’t keep my mouth shut after I heard the man at Market Watch tell me that Apple will get $ 2000 per share in mid-2014 – “Oh, for Pete’s Sake, give me a chance!” I shouted into the living room! Do you know what that means? That would mean a market cap of something like $2 Trillion, which I might remind you no company has ever achieved, in fact, no company has gotten to $1 Trillion yet. See what I mean?
That kind of reminds me of CALPERS (California Teacher’s Pension Fund) whose brilliant economic forecasters called the stock market to hit 96,000 points by 2075 and as long as everything kept going up at that rate, they’d all be fine. Are you kidding me? No wonder … READ MORE ...
The Election and Your Financial Plan
The financial news media and social media have been buzzing about the election results and the potential impact on your pocketbook. There has been much speculation about taxes, healthcare, and certainly which stocks and stock sectors might benefit from the Republican gains.
What should you do financially in the wake of the election? Nothing!
The election is a big story for the likes of CNBC, The Wall Street Journal, and others. There is a lot of speculation and uncertainty. This creates interest and hopefully attracts viewers/readers.
Those of you who read my blog or follow me on social media know that I advocate the use of a financial plan as the basis of most financial decisions. Reacting to elections or other big events is usually not a good idea. For example, many investors who panicked and sold investments during the 2008-09 market decline were generally behind investors who were stuck with their investment plans, at least based on my experience.
In all likelihood there will be some changes in the coming months in areas such as income taxes and hopefully on the estate tax front. These changes may well impact the way in which investment gains are taxed, they may favorably or unfavorably impact certain industries, and could impact the rules for passing your assets on to the next generation. All of this is, however, speculation and should not be the basis of any financial planning decisions at this point.
Clearly some of these potential changes might create the need … READ MORE ...
Pet Food For Your Pet’s Health
It is important to feed your pet the right pet food for a long and healthy life. Searching online and talking to veterinarians, will help you decide what is best for them. Ask questions and get answers for your pet, because they rely on you to feed them properly.
Most pets are more than just animals in our home. They are like members of our family. So, we need to treat them like we treat other family members. Pet food is not always available for purchase at the store. First prepared commercially was dog biscuits around 1860. Since then it has grown. It’s very difficult to know what nutrients are right for your animal, as they all claim.
Most of the meat used in dog or cat food, is a by-product that is not considered a human class. There are some big supporters of raw food for domestic dogs and cats. This diet is similar to wild animals. Proponents feel that commercial pet food is a poor substitute for raw feed.
If you decide to feed raw food to your animals, make sure they receive the right nutrition. Animals have different nutritional needs than humans. And that may not be immediately apparent, if there are deficiencies. Many homemade foods, maybe unbalanced and incomplete for your pet.
The dog and cat food business is a multi-billion business. Dried and canned food is available at most grocery stores and many department stores. There are many pet stores where you can buy special … READ MORE ...
How to Start a Mobile Food Service
If you’re looking into becoming a mobile food service owner, you’ve come to the right place. The concession trailer business is white hot and there’s never been a better time to jump in and become a part of it. But how do you start? What do you need to know? Do you have to have food industry experience?
It’s very easy to get started. You just need to be aware of what a good mobile food service franchise offers-and what to avoid. While it’s certainly an asset to have food industry experience, any business experience will make you a qualified and competent vendor. The best mobile food service operations provide all the training you need to get you up and running in 90 days. From the minute you sign up right on through your Grand Opening, you’ll have friendly staff to guide you.
Start by reviewing a few companies to get an idea of what you’d like to sell. The best mobile food franchises only sell top-quality foods that are fresh and unique. So if you have your heart set on frozen-flat burgers with stale buns, or water-soaked hot dogs, this may not be the ideal choice for you. But if you are looking for a turn-key system that will allow you to serve a health-conscious public the foods they crave, then come on in!
You’ll want to crunch some numbers before you decide on a franchise. Do the ones you’re considering charge prohibitively high start-up fees that most regular … READ MORE ...
Smart Intraday Trading Strategies For Beginners
As they say, the stock trading game can last a lifetime. You have your whole life to hone your skills and perfect your trading strategies. It is true that intraday trading carries a high element of risk but the chance to make profits also exists. So, to give yourself a good chance at making a profit, you must learn some smart tricks of the trade.
Day trading
Day trading or intraday trading, true to its name, means completing the trade during market hours. You can enter and exit in a single day and the stock holding happens over a small period of time. The idea is to exit following a value appreciation, thereby gaining from it.
Short and long positions
Long and short trading are popular investment strategies. A long position is when you buy the shares intending to sell it in the long term for a profit. A short position is when you borrow shares to sell to another investor expecting a price drop. In this way, you sell the shares and buy them later at a much lower price, thereby making a profit.
Risk factor
From a certain standpoint, day trading alleviates the risk of trading. It eliminates the overnight and weekend risks of market forces. This is because day traders do not hold their positions beyond the day.
Day trading also focuses on profits resulting out of small movements in price. It is not a magic wand for getting rich overnight. Day trading developed a bad … READ MORE ...
Can Going Green Make Your Small Business Lean?
We small business owners have a lot on our plates, but as the linchpin of your small business, the struggle to make a success of it can keep your horizons fairly limited at times. The time commitment needed to keep the cogs of your business running smoothly can be significant. And when you’re not wrapped up in the day-to-day workload, there are always a thousand and one little matters that need sorting out – from filing tax returns, to supplier hassles, to keeping staff happy. So it’s not surprising that, for many ongoing small businesses, the environmental issues surrounding their activities can seem like so much fluff.
Can Going Green Affect the Bottom Line?
After all – since when has going green affected your bottom line? That thought process certainly makes sense, when your horizons are narrowed – but the fact that such considerations are kept off your radar, by the day-to-day chaff, is an indication of a bigger problem in itself. For a business to grow and thrive, it needs a wider vision, not just shovelling at the coalface. And if you can take time to step back and reassess the broader picture – of how your small business could thrive – you’ll find adopting a green strategy can do more than save the planet. It could make your business bloom in the challenges of the 21st century. If bigger businesses, especially those with visionary leaders, can do it, you as a much more agile company surely can.… READ MORE ...
Get Out of Your Career Rut
Are you not making changes in your job right now due to increasing uncertainty about work?
Do you want to do something different but don’t think you have the confidence to take the next step?
Do you want to take your business to the next level but don’t feel very brave?
Many people think that because the UK is officially still in a recession, it is not the time to take risks or move out of their comfort zone. The media is constantly reminding us that the economy is struggling, there is increasing joblessness, and financial woes.
I am not disputing that it feels like there are challenging times ahead. But I also believe that the way we approach life impacts on the way we project ourselves in both our day to day lives and career.
Let me be blunt, for many people the threat of the recession on jobs is a good excuse for not doing anything about being fed up at work. It is easy to stay with your existing employer, stay in a job you don’t like, or put up excuses like those I have mentioned above. You may think that more companies are making redundancies, fewer organisations are recruiting and more people are applying for the small number of jobs that are being advertised, or it is easier to keep your head down with your current employer to avoid facing redundancy.
In the current economy, it doesn’t stop the brave from making big choices, taking changes, … READ MORE ...